10 Year Performance

The table below shows our performance over the past decade.

  2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Total
Principal Investments $22,495,000 $22,758,000 $18,822,000 $10,702,000 $5,729,000 $1,510,000 $3,990,000 $2,142,000 $20,149,000 $18,749,000 $127,046,000
Redemption Income 2,625,000 3,482,000 2,640,000 458,925 169,390 33,903 113,272 55,880 713,219 503,911 10,795,501
REO Net Income - - - 21,345 124,060 186,156 336,384 75,316 - - 743,262
Servicing Costs (834,000) (1,186,000) (940,000) - - - - - - - 2,960,000
Net Profit $1,791,000 $2,296,000 $1,700,000 $480,271 $293,450 $220,059 $449,657 $131,196 $713,219 $503,911 $8,578,763
Wgt Average Days Out 348 397 362 182 152 149 157 138 152 90 255
WAC 12.2% 14.1% 14.1% 8.6% 7.1% 5.5% 6.6% 6.9% 8.5% 10.9% 12.2%
Annualized Net ROI 8.4% 9.3% 9.1% 9.0% 12.3% 35.7% 26.2% 16.2% 8.5% 10.9% 9.7%

Note: 2000-2002: 60% New Jersey, 25% Maryland, 15% Indiana/Illinois/New York

2003-2009: 98% Marylamd, 2% Indiana